Jan Dhan Yojana : JDY Guide 1.0.0

Jan Dhan Yojana (PMJDY) is the National Mission for Financial Inclusion created to ensure access to essential financial services such as basic savings and deposit accounts, remittance, credit, insurance, and pension in a cost-effective manner. The scheme allows individuals without any existing account to open a basic savings bank deposit (BSBD) account at any bank branch or Business Correspondent (Bank Mitra) outlet.

The process for opening a Jan Dhan Yojana account is fully online. Applicants can obtain the Jan Dhan Yojana application form from the official website or from any participating bank's website, fill it out, and submit the necessary documents.

Under the scheme, account holders can deposit a maximum of Rs. 1,00,000, while the withdrawal limit is Rs. 10,000. To open a PMJDY account, individuals must submit the required KYC documents to the bank branch or Business Correspondent.

The eligibility criteria for Jan Dhan Yojana include being an Indian citizen, at least 10 years old, and not having an existing bank account.

This application is designed as a guide to provide information on Jan Dhan Yojana, its objectives, the PMJDY scheme, progress reports, financial literacy, electronic documents, quick links, media coverage of PMJDY, state-wise implementation, bank-wise statistics, and the core pillars focusing on bank accounts, credit facilities, insurance products, pension schemes, financial education initiatives, and expanding the reach of banking services through agents.

Source of Information:

We solely present information sourced from various government public domains to our readers and visitors.

Main Website - https://pmjdy.gov.in

Disclaimer:

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